Insurance
Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
Gas
Gas is one of the four fundamental states of matter (the others being solid, liquid, and plasma). A pure gas may be made up of individual atoms (e.g. a noble gas like neon), elemental molecules made from one type of atom (e.g. oxygen), or compound molecules made from a variety of atoms (e.g. carbon dioxide). A gas mixture would contain a variety of pure gases much like the air. What distinguishes a gas from liquids and solids is the vast separation of the individual gas particles. This separation usually makes a colorless gas invisible to the human observer. The interaction of gas particles in the presence of electric and gravitational fields are considered negligible as indicated by the constant velocity vectors in the image.




Electricity
Electricity is the set of physical phenomena associated with the presence and motion of electric charge. Although initially considered a phenomenon separate from magnetism, since the development of Maxwell's equations, both are recognized as part of a single phenomenon: electromagnetism. Various common phenomena are related to electricity, including lightning, static electricity, electric heating, electric discharges and many others.
Loan
In finance, a loan is the lending of money by one or more individuals, organizations, and/or other entities to other individuals, organizations etc. The recipient (i.e. the borrower) incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.





From Our Blog: Insurance: definition, translation

Insurance is an operation by which a person (the insurer) undertakes to provide a service, under an insurance contract, for the benefit of another individual (the insured) upon the occurrence of a risk and subject to the payment of a contribution or a premium. The risk constitutes the object of the insurance. An insured takes out insurance to protect himself against harmful events (illness, fire, theft, death, etc.) or against the risks associated with certain objects he owns (car, home, etc.).

In the event of the occurrence of a risk, the insurer undertakes to pay a benefit in the form of money either to the insured, or to a third party, or to the beneficiary within the framework of life insurance. In return for this service, the insured pays a premium or a contribution to the insurer. This amount corresponds to the cost of risk and the operating costs of the insurer.

Insurance must be taken out with a company that is authorized to carry out this activity. It can be an insurance company or even a bank. The subscription is made by signing an insurance contract.